Tips For Saving Money on Big City Auto Insurance Premiums

Q: I recently moved to The Windy City and was a little shocked by how much my premiums went up. What are some good ways to save money on Chicago auto insurance?

A: Life in the big city certainly has pros and cons, just like anything else. Unfortunately, living in a large city such as Chicago will ultimately mean that you are hit with higher premiums. There are easy things that you can do however to save money on your Chicago auto insurance plan.

One of the easiest ways to drop your monthly insurance premiums down is to simply as for a higher deductible. High deductible vehicle insurance policies are great for safe drivers who don’t have a history of traffic accidents or bad judgment behind the wheel.

If your current deductible is $200, try raising it to $500 or even $1,000. Most likely, you’ll see a 20%-40% decrease in your monthly premiums.

Hopefully I have given you a helpful tip on how to save money on your Chicago auto insurance plan. We also strongly recommend that you take a few minutes to compare vehicle insurance rates and quotes online from several different providers. Shopping around will allow you to see what other companies are offering, and you might just be surprised at how much money could be saved. While this may seem like common sense, many drivers are simply too lazy to shop around for the best deal and end up overpaying for their coverage as a result. Good luck with your search!