Monthly Archives: June 2016

Tips For Saving Money on Big City Auto Insurance Premiums

Q: I recently moved to The Windy City and was a little shocked by how much my premiums went up. What are some good ways to save money on Chicago auto insurance?

A: Life in the big city certainly has pros and cons, just like anything else. Unfortunately, living in a large city such as Chicago will ultimately mean that you are hit with higher premiums. There are easy things that you can do however to save money on your Chicago auto insurance plan.

One of the easiest ways to drop your monthly insurance premiums down is to simply as for a higher deductible. High deductible vehicle insurance policies are great for safe drivers who don’t have a history of traffic accidents or bad judgment behind the wheel.

If your current deductible is $200, try raising it to $500 or even $1,000. Most likely, you’ll see a 20%-40% decrease in your monthly premiums.

Hopefully I have given you a helpful tip on how to save money on your Chicago auto insurance plan. We also strongly recommend that you take a few minutes to compare vehicle insurance rates and quotes online from several different providers. Shopping around will allow you to see what other companies are offering, and you might just be surprised at how much money could be saved. While this may seem like common sense, many drivers are simply too lazy to shop around for the best deal and end up overpaying for their coverage as a result. Good luck with your search!

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Auto Insurance Tips Online

It is obvious that people do not pray for accidents to happen to them and their loved ones. Nobody wants to wish a crash for his or her beautiful automobile. The fact remains that even when we do not wish for accidents, they still happen either from our careless mistakes as imperfect humans or from careless mistakes of our neighbor who is also making use of the roads we use.

Now this makes it important that we buy the ideal car insurance cover policy. This should not scatter of finances or hurt our budget.

Clients who are paying for a car insurance policy for the first time find themselves either nervous or a little bit afraid but this need not be the case if you follow the given tips below…

Inspect your vehicle and understand the best car insurance cover that suits it well. It is true that using old cars and many drivers will increase your premium since you will need to add a towing cover in your car cover policy.

Getting your car insured is mandatory for every driver. For you to have the peace of mind of driving freely around town and knowing that whatever happens you have you car covered it a good feeling.

It is good you remember the cash you will be OK paying at the end of each month.

The best service institution for this will give you access to the best free professional consultation services on demand. Getting the best insurance deals start with comparing free quotes on the needed insurance type; in this case, auto insurance.

 

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Tips For Finding Discounted Car Insurance Rates

Car owners throughout the nation frequently ask how to find discounted auto insurance. In fact, tips for finding discounted car insurance rates are extremely valuable and much searched for, by those looking to keep more of their hard-earned money in their own pockets. In today’s economy, that includes just about everyone.

Tip #1 – Shop Around

In order to find discounted car insurance rates, it is essential to shop around and get as many quotes as you can. Most experts recommend getting no less than 3 quotes from different companies, however in reality many more is even better. Every company has slightly different criteria for rate setting; therefore premiums can be very different from one insurer to another. The more prices you get, the higher your chances of finding discounted car insurance rates.

Tip #2 – Compare Quotes

It is important to compare all the quotes you receive, not just on the basis of price, but on coverage limits, customer service and the financial stability of the company. Getting a deeply discounted price from a company that goes out of business within months or cannot pay out claims is useless. Compare the fine details of the quotes carefully to be sure there are no unusual exclusions or limits on the policy, especially if the quote is much less expensive than all the others.

Tip #3 – Get All The Discounts You Can

Getting discounted car insurance rates is all about making sure you have all the discounts you can possibly get on your plan. Companies offer a wide variety of discounts to appeal to many different types of customers and to reward behavior that tends to put customers at lower risk for claims. Therefore, after you’ve gotten quotes, remember to ask about such discounts as the following:

– Good driver discount
– Economy car discount
– Low mileage discount
– All drivers over a certain age
– Good student discount
– Being a member of certain groups, organizations, alumni or credit unions
– Having certain safety features on the car you drive
– Good insurance history

Often during the quote process certain information may be missed that could save you even more on your car insurance. So be sure to specifically ask agents if you have received all the discounts applicable.

Now that you know how to go about finding discounted car insurance rates, it is time to get started. The most effective, efficient and quickest way to get a variety of quotes from different insurers is by using a free online quote tool. You simply input the data requested by the quote tool, such as:

– The region where you live
– Driving records for all drivers
– Claims history
– Information about the car
– The use of the car

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